The Cash App spam text lawsuit settlement is a $12.5 million class action deal over unwanted referral text messages sent to Washington residents through Cash App’s “Invite Friends” program. The case, Bottoms v. Block Inc., was in federal court in Seattle, and Block, which owns Cash App, denied wrongdoing. The court granted final approval on December 2, 2025, and approved claimants received $394.36 each. Here is what the case was about, who qualified, and how the payments worked.
Cash App spam text settlement at a glance
| Detail | What we know |
|---|---|
| Case | Bottoms v. Block Inc., No. 2:23-cv-01969-MJP (W.D. Wash.) |
| Claim | Unwanted Cash App referral texts to Washington residents |
| Law | Washington Commercial Electronic Mail Act and Consumer Protection Act |
| Settlement amount | $12.5 million; Block denied wrongdoing |
| Class period | November 14, 2019, to August 7, 2025 |
| Payment per approved claim | $394.36 |
| Claim deadline | October 27, 2025 (closed) |
What was the Cash App spam text lawsuit about?
Cash App’s “Invite Friends” feature let users send referral codes to people in their phone contacts. Those messages offered a cash bonus for signing up. The lawsuit claimed that Block helped send these commercial text messages to Washington residents who never agreed to receive them.
Under the Washington Commercial Electronic Mail Act, it is illegal to send, or help send, a commercial text message to a Washington resident’s phone without consent. In addition, a violation of that law also counts as a violation of the state’s Consumer Protection Act, which can carry statutory damages of $500 per message. Block denied the claims, and no court ruled on whether it broke the law.
Who qualified for the settlement?
The class included Washington residents who received a Cash App referral text between November 14, 2019, and August 7, 2025, and who had not clearly agreed to receive it. In other words, you did not need to be a Cash App user to qualify; you only needed to have received one of the referral messages.
How much did people get?
Before final approval, estimates ranged from about $88 to $147 per claimant. However, fewer people filed claims than expected, so the final award was much higher. According to the official settlement website, the settlement award was $394.36 per accepted claim.
- First distribution: Payments began in early 2026, by PayPal, Venmo, Zelle, prepaid card or check, according to settlement trackers.
- Reissued payments: Failed digital payments and returned checks were reissued as paper checks, with most delivered by April 8, 2026.
- Second distribution: Settlement trackers report a smaller second payment from leftover funds in July 2026.
The fund also covered attorneys’ fees of $3.125 million, expenses, a service award for the named plaintiff and administration costs.
Settlement timeline
| Date | Event |
|---|---|
| November 2023 | Bottoms v. Block filed in federal court in Washington |
| 2025 | Court grants preliminary approval of the $12.5 million settlement |
| October 27, 2025 | Deadline to file a claim, opt out or object |
| December 2, 2025 | Court grants final approval |
| Early 2026 | Payments of $394.36 per accepted claim begin |
| April 8, 2026 | Most reissued checks expected to arrive |
How this differs from the Cash App data breach settlement
This case is separate from the $15 million Cash App data breach settlement, which covered a 2021 data incident and unauthorized transactions nationwide. By contrast, the spam text case only covered Washington residents who received referral texts. For details on the other case, see our Cash App class action settlement guide.
Can you still file a claim?
No. The claim deadline was October 27, 2025, and the administrator has already sent payments. If you filed a claim but never received your money, contact the settlement administrator, Postlethwaite & Netterville, through the official website.
Meanwhile, if you keep getting unwanted marketing texts, you can report them to your carrier by forwarding them to 7726 (SPAM) and file complaints with the FTC. Our Venmo class action lawsuit explainer covers another payment app’s legal issues.
Current status of the Cash App spam text settlement
The settlement is final, the claim period is closed, and payments have been distributed. Overall, the case is effectively complete, aside from any leftover check reissues handled by the administrator.
Last updated: October 18, 2026. We checked the official settlement website and public reports on this date.
Conclusion: the Cash App spam text settlement in brief
The Cash App spam text lawsuit settlement resolved claims that Block helped send unwanted “Invite Friends” referral texts to Washington residents in violation of state law. Block denied wrongdoing but paid $12.5 million, and each approved claimant received $394.36, with a small second payment reported later.
The claim period is closed and payments are complete. More cases are explained in our Settlements section.
Frequently asked questions
What is the Cash App spam text settlement?
It is a $12.5 million settlement in Bottoms v. Block Inc. over unwanted Cash App referral texts sent to Washington residents.
How much is the Cash App text settlement payment?
The official settlement website lists $394.36 per accepted claim.
Who qualified for the Cash App spam text settlement?
Washington residents who received a Cash App referral text between November 14, 2019, and August 7, 2025, without consenting to it.
Can I still join the Cash App text settlement?
No. The deadline to file a claim was October 27, 2025.
Is this the same as the Cash App data breach settlement?
No. The data breach settlement is a separate $15 million case covering a 2021 data incident and unauthorized transactions.
Sources
- Bottoms v. Block Inc.: official settlement website (BottomsTextSettlement.com)
- Revised Code of Washington chapter 19.190: Commercial Electronic Mail Act
- Claim Depot: Cash App $12.5 million unwanted text message settlement payments
- U.S. District Court for the Western District of Washington, Case No. 2:23-cv-01969-MJP